In the last three years, between 2023 and 2025, almost 7 out of 10 farms (67.6%) suffered at least one damage caused by adverse and extreme weather events. But “despite a growing level of awareness, there is still a significant share of businesses that consider exposure to climate risks less evident.” In summary, this is the picture emerging from research conducted on over 3,800 companies by the sixth edition of AGRIcoltura100, the initiative by Reale Mutua in collaboration with Confagricoltura, in the 2026 Report produced by Mbs Consulting (Cerved Group). The survey was conducted on over 3,800 companies in the sector, which has been steadily growing since 2020.
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In particular, in the last three years the events that most affected companies were “precipitation, hail, and storms” on one hand and “extreme heat” on the other: both these phenomena caused damage to over 40% of companies, in 24.6% of cases severely. Following are “floods and overflows with 17% of companies affected, frost and hoarfrost (15.2%), tornadoes and hurricanes (10.4%), and finally landslides and mudslides (7.7%).
Almost all affected companies (92%) reported damage to crops, while a significant share reported damage to company infrastructure (23.4%), water stress (12.4%), and soil erosion phenomena (10.1%). The impacts of these events not only reduce production margins immediately but also compromise the economic stability of companies in the medium term.
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Analyzing the perception of company managers regarding exposure to natural events, the research highlighted that one in two farms (51%) considers itself exposed to precipitation such as hail and storms. Of these, about a quarter (25.9%) believes that, due to climate change, the risk has increased. 32.4% consider themselves exposed to the risk of floods or overflows (and only 16.5% consider themselves more exposed than in the past), about 30% to frost or hoarfrost, and almost 24% to landslides or mudslides.
The survey also highlights how direct experience of damage determines awareness. Among companies affected by these phenomena in the last three years, shares above 70% and in some cases above 80% consider themselves exposed to risk for most natural events. Among companies that have not suffered damage, the shares of companies that consider themselves exposed drop to 30% for precipitation, and around 20% for almost all other events.
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