Current accounts are expensive: in Italy, the cost of managing a current account has increased by 23% in 10 years, and in the same period the value of family bank deposits has grown, reaching nearly 1,163 billion euros in 2026, albeit with huge differences across the territory.
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The Adusbef study
The data comes from Adusbef (Association for the Defense of Banking Service Users) which conducted a study to analyze the trend of current accounts in Italy. According to the latest data from the Bank of Italy, the cost of managing a current account has increased by 23% in 10 years, rising from an average of 82.2 euros to 101.1 euros, explains the association.
The Adusbef study then analyzes the value of bank deposits, that is, the sums that Italian families have available in their current accounts (excluding forms of remunerated or restricted liquidity).
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Italian families’ deposits
As of May 31, 2026, consumer families hold a total of 1,163 billion euros in the bank, but the differences across the territory are very strong. Lombardy, with deposits of almost 239 billion euros, holds 20% of all the wealth deposited in Italian current accounts, followed at a great distance by Lazio (122 billion) and Veneto (105 billion). The ranking closes with Valle d’Aosta with about 2.8 billion.
Bolzano the richest province
However, if the value of current accounts is considered in relation to the resident population in the various areas of Italy, it turns out that the richest province in terms of money deposited in the bank is Bolzano, with an average of almost 30,400 euros per capita. The province with the lowest current accounts is Crotone, with an average of 9,679 euros per resident.
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