The operational rules for loans to pensioners repayable by direct deduction up to one fifth of the pension have been renewed. This is announced by Inps explaining that the new agreement scheme with banks and financial intermediaries is valid for three years from May 1, 2026 to April 30, 2029 and aims to ensure a simpler, more straightforward and secure management of loans for all citizens involved.
Read more Excommunicated by the Pope, the Lefebvrians appeal
Ask the Sun
The questions are automatically suggested by 24Ore AI
based on the content viewed.
The news
Among the main innovations introduced to accelerate the digital transition and protect users, Inps explains, “stands out the obligation to use exclusively the dedicated telematic channels for early repayment or contract modification. The so-called “external renewal”, i.e. the change of financial company, is now also managed entirely online, with strict standards for indicating payment flows.
Privacy protection
At the same time, to protect privacy during the consultation of the transferable pension quota, the identity of the pensioner can be verified in a flexible and advanced way: in addition to the classic identity document, it will be possible to confirm it through an OTP code sent by the Institute or by indicating the exact amount of one of the last monthly payments received.”
Transparency and costs
To guarantee maximum transparency, Inps will carry out periodic checks at the affiliated institutions to verify full compliance with security and data confidentiality regulations. On the management cost side, the participating financial companies will pay the Institute an amount of 2.03 euros for each deduction operation, while for non-participating entities an increased annual contribution is provided.
